The Ricart and P.A. Days class action settlements stand as one of MMM+B proudest moments. MMM+B put an end to widespread predatory lending in central Ohio's car market and made available millions of dollars in cash in refunds for the class members. In November 2001, an Ohio used car consumer - Robert Violette - walked off the street into MMM+B's office with a simple request, namely, convince P.A. Days, Inc. car dealership to refund his money and return his trade-in vehicle. Applying their knowledge of consumer class action law, the attorneys at MMM+B did much more, uncovering predatory lending that affected over 100,000 Ohio consumers dating to 1996 at P.A. Days, and its parent company Ricart Properties, Inc. - the self proclaimed largest Ford dealer in the world. In the end, P.A. Days and Ricart Properties, Inc. agreed to settle the class action, making refunds available and discontinuing the objectionable practices. Ultimately, P.A. Days, Inc. and Ricart Properties, Inc. made good on their agreement to fund the settlement. At the time of settlement, Defendents estimated the value of the settlement to be over $18,000,000. They were also forced to close eleven car dealerships that engaged in the challenged practices.